- The name provided should be the same as the name on the application. If it's only listed in the detachable section, a copy of this section must be provided.
- The name used on the payslip must match the employer and application, including the detachable section and cover sheet. If the employer’s name is not on the payslip or bank statement, a current P60 form will be required.
- All middle names used must match those on passport documents.
- All payslips must be current at the time of application and show both the pay date and tax period.
- When relevant, the annual salary must match the figure from the application form. If additional basic income is used (e.g., shift allowance), it must be included as an addition.
- Payslips must show basic pay. If this is the only payment, only your most recent payslip is required.
- Extra payments, including bonuses, overtime, and commission, may also be included.
- For these extra payments, the number of payslips depends on the frequency of the payment:
Monthly/4 weekly: the last 3 payslips
Weekly: the last 8 payslips
Quarterly bonus or commission: the last 3 consecutive quarterly payslips
Annual bonus or commission: the last 2 consecutive annual payslips - The address used on the payslip must match your residential address. If not, the lender may request further information.
- Payslips must show both net pay and gross pay.
For more information about our mortgage criteria, please use the contact form below
