Nearly everyone.

While your individual estate planning needs may differ depending on a number of factors, including your age, your health, your financial situation, and your objectives, almost everyone can benefit from a well-thought-out estate plan.

The first thing you want is peace of mind about your financial well-being. Once you have secured your peace of mind, you may want to turn your attention to helping your family now and in the future. The question is, how do you do it in a way that gives your family maximum tax advantage but also encourages your heirs to reach their full potential? 

When the planning is poorly structured, you may find your hard-earned assets are unnecessarily taxed, squandered by loved ones, exposed to lawsuits or creditors, or, even worse, create substantial family conflict and enable risky and indulgent behavior.

It can be especially important to have a structured plan in place when you fall into any of the categories below:

FOL WEALTH Estate planning in Essex encompasses all aspects of how your assets are distributed upon your death – from appointing the beneficiaries to constructing strategies for passing wealth to heirs outside of the “death tax”. Given our extensive experience working with wealthy families, we are able to speak intelligently about innovative planning techniques using plain English.  We can also help you connect the financial dots in plain English. We work hand in hand with your accountant and lawyer to ensure your plan is up to date and does what you want it to do.  We review it regularly and are proactive in making recommendations as needed.