Wealth Preservation

For high net worth clients, it is not just about wealth accumulation, it is about conservation and protection of assets and investments as well as charitable giving or existing businesses. Trusted advice from experienced advisors is essential. FOL Wealth is here for you.

Insurance and Asset Protection Strategies

Once you have acquired your wealth, the last thing you want to do is lose it through poor asset protection. Tax planning alongside asset protection are key to protecting your wealth, however much you have. FOL Wealth offers a dedicated investment team or individual to give you full 360 evaluation, advice and management. We will always be by your side.

Insurance Review / Analysis / Placement

Most clients come to us with several existing types of insurance, purchased over several years and under differing circumstances. We begin with a thorough analysis of all policies and offer our recommendations in light of your current situation and your particular risks.

Insurance Coverage Summary

On an ongoing basis, we’ll assess the mix of coverage, from umbrella to life to long-term care insurance, and recommend changes as your needs change.

Exposure Evaluation

We’ll take the time to research and identify any significant hazards to your net worth, and recommend the steps to take, whether through insurance or a restructuring of holdings to mitigate that risk.

Customized Asset Protection Programs

The complexity of significant wealth demands solutions that are out of the mainstream. Rather than follow a standard formula, we use our in-depth knowledge of your complete financial situation to present a custom asset protection strategy.

Offshore Trust Planning

While recommending the creation of trusts is a staple of asset protection, the management of extraordinary wealth may call for the establishment of offshore as well as onshore trusts. FOL Wealth has the expertise needed to create proper offshore trust strategies.

Estate Planning & Wealth Transfer

One of the most gratifying results of building wealth is creating a personal legacy for you, your family and your community – and even the world. This legacy must be built with innovative and effective estate planning strategies and tools.

Effective planning helps prevent estate taxes from destroying the value you have created over your lifetime.